Medicare, Life & Retirement Planning, Annuities, Business Insurance, Home & Auto and Final Expense. 

There is no cost for the advice we provide or the services you choose. Our compensation comes from the insurance carriers we place business with on behalf of our clients. 

That's a fair question and I'll answer it as succinctly as possible. It is always in my best interest to do the right thing for my client. I believe people do business with people they like and trust. Do I feel respected. Do I get the sense I can trust this business? Do I have confidence that they will put my interests ahead of their own? The best way to determine that is to have a brief conversation with us and see for yourself.

I first obtained my securities and insurance licenses in 2006. I worked for New England Financial as a Financial Advisor selling investments and insurance. After the market decline in 2008 I found better ways to grow a client's portfolio without the risk of market decline and worsening threat of higher taxation. Now, I focus on the insurance products that will accomplish the same growth potential without the market risk and taxation-it's a beautiful thing!

Yes. My Colorado Insurance License number is 275982. I also carry Errors and Omissions (E&O) coverage as required by the Colorado State Insurance Regulators. 

At the start of the first appointment, I'll ask your permission to discuss what's most important to you, what are your needs and goals surrounding your family or business. 

The second appointment is where I'll bring to you some options based on what your needs, values, and maybe some options you may not have thought of before. Address all of your concerns/questions. If you're comfortable to proceed, we'll fill out the application paperwork and submit everything to the appropriate insurance carrier(s).